Accounts Cheat Sheet

Balance Sheet Accounts

1-XXXX Asset Account - Anything you own that has value. E.g., Checking, Accounts Receivable, Inventory, Fixed Assets (furniture, computers, etc).

  • DEBIT increases
  • CREDIT decreases

2-XXXX Liability Account - Money you owe. E.g., Accounts Payable, Credit Cards, Taxes, Loans.

  • DEBIT decreases
  • CREDIT increases

3-XXXX Owner’s Equity Accounts. E.g., Retained Earnings, Current Year Earnings, Historical Balancing.

  • DEBIT decreases
  • CREDIT increases

On the Balance Sheet:

Assets = Liabilities + Owner’s Equity

Profit & Loss or Income Statement Accounts

4-XXXX Income Accounts. E.g., Money received from sales or other sources.

  • DEBIT decreases
  • CREDIT increases

5-XXXX Cost of Goods Sold Accounts. E.g., Expenses incurred to purchase an item or make an item sold.

  • DEBIT increases
  • CREDIT decreases

6-XXXX Expense Accounts. E.g., Expenses such as rent, office supplies, wages, etc.

  • DEBIT increases
  • CREDIT decreases

On the Income Statement (Profit and Loss Statement):

Income – Cost of Goods Sold – Expenses = Profit or Loss